Number plates and write-off vehicles

If you are unfortunate enough to have an accident and your vehicle is declared a "write off" - i.e it would cost more to repair the car than it is worth- then you need to act quickly to ensure you retain the rights to your personalised number plate.

Firstly you need to apply to either put the cherished number on to retention or transfer it to another vehicle - this MUST be completed prior to the insurance company paying out and "taking ownership" of your car.

You need to be absolutely clear with your insurer from the outset that you wish to keep the car registration number plate otherwise it will simply remain on the vehicle and be disposed of as the insurance company sees fit.

The key point here is that once you no longer own the vehicle- you no longer own the registration number plate on the vehicle- so before you lose ownership- you MUST conclude a cherished number plate transfer.

Sadly the DVLA take a hard line and if you do lose your cherished plate along with the vehicle after an accident- it's almost certain you will not be able to reclaim it.

So remember- if you have an accident and your car may be written off- act fast to be sure you keep your private number plate too!

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